The Yard Mint · Vaulting
Rates & fees
See what it costs to store, withdraw or sell your vaulted metals. Monthly storage is currently free; transaction and withdrawal charges are listed below.
Monthly storage
These are the current storage fees. Rates may change with market pricing and asset type.
Transaction & withdrawal fees
| Service | Fee |
|---|---|
| Deposit metals bought from The Yard Mint | Free |
| Deposit eligible metals bought elsewhere 10% of the metal quantity deposited. Arrange the deposit with our team before sending. | 10% |
| Withdraw physical metals 10% of the amount you receive, added to the vault deduction. Goldback fees round up to the next 0.25 Goldback. | 10% |
| Withdraw cash by bank transfer 2% of the cash amount withdrawn. | 2% |
Example: depositing 10 eligible Goldbacks purchased from The Yard Mint is free. If bought elsewhere, the deposit fee is 1 Goldback and 9 Goldbacks are credited to your vault. Receiving 10 Goldbacks by physical withdrawal deducts 11 Goldbacks from your vault, including the 1 Goldback fee. Goldback withdrawal fees round up to the next 0.25 Goldback. A £100 cash withdrawal carries a £2 fee.
Physical delivery may also involve shipping charges and applicable VAT or tax. Requests are subject to processing and any required identity checks. Contact us for the total cost before arranging a deposit or withdrawal.
Selling your vaulted metals
When you sell vaulted metal back to us, we pay the vault sale price shown in your vault for each holding. The difference between our selling price and the vault sale price is the spread: 7–12%, depending on the product. The 2% cash withdrawal fee above then applies to the cash you take out.
Ownership & storage locations
You retain ownership of the precious metals and Goldbacks held in your Yard Mint account.
| Holding | Stored in |
|---|---|
| Britannias | UK |
| American Eagles | USA |
| Goldbacks | USA |
Payments are made to bank accounts in the account holder’s name. Contact us to discuss your destination and any transfer requirements.
Yield & account terms
Each holding earns its own rate, set by how many units it holds: Goldbacks by the number of Goldbacks, and each coin type by the number of those coins. Yield starts at 1% a year from 10 coins of one type or 100 Goldbacks and rises to 2% at 10,000 coins of one type or 75,000 Goldbacks. Metal prices do not change your rate.
Goldbacks
| Goldbacks held | Yield a year | Added in a year at that step | Worth about today |
|---|---|---|---|
| Under 100 | None | None | |
| 100 or more | 1% | 1 Goldback | £726 |
| 5,000 or more | 1.25% | 62.5 Goldbacks | £36,300 |
| 30,000 or more | 1.5% | 450 Goldbacks | £217,800 |
| 50,000 or more | 1.75% | 875 Goldbacks | £363,000 |
| 75,000 or more | 2% | 1,500 Goldbacks | £544,500 |
Coins, counted for each coin type
| Coins of one type held | Yield a year | Added in a year at that step | Worth about today |
|---|---|---|---|
| Under 10 | None | None | |
| 10 or more | 1% | 0.1 coins | £502–£3,530 |
| 100 or more | 1.25% | 1.25 coins | £5,021–£35,307 |
| 500 or more | 1.5% | 7.5 coins | £25,105–£176,535 |
| 2,500 or more | 1.75% | 43.75 coins | £125,525–£882,675 |
| 10,000 or more | 2% | 200 coins | £502,100–£3,530,700 |
“Added in a year” is the metal credited for a full year at each step’s minimum, with yield active. “Worth about today” uses our current shop price for the vaulted product (for coins, from the lowest- to the highest-priced vaulted coin). Prices move every day and never change your rate.
- Each holding climbs its own ladder. Goldbacks count Goldbacks, and each coin type counts its own coins: 10 Silver Britannias and 10 Silver Eagles are two holdings of 10.
- Your rate rises as you stack. When purchases or credited yield take a holding to the next step, its rate rises from that moment.
- Metal prices don’t change it. A holding’s rate depends on how many units it holds, not on what they are worth.
- Rates can change. If we change a rate, the change applies from the moment our system records it, normally within minutes. Yield up to then is worked out at the earlier rate. This page shows the current rates, and your vault shows the rate in force on each holding.
- A rate cut gives you 30 days. If we lower a holding’s rate, you can switch its yield off within 30 days of the change and keep the yield it has earned so far: we add it to the holding. If a change takes a holding below the first step, its yield switches off and the yield it has earned is added to it.
- Credits compound automatically. Yield is credited once a year, in units of the holding that earned it, and added to that holding, so it earns from then on and counts towards the next step.
- Withdrawals and sales count too. Taking metal out sets the holding’s step from the units left. Below 10 coins of one type or 100 Goldbacks, yield on that holding switches off until it is eligible again.
Reaching a step does not switch yield on: review the terms and choose which holdings earn it in your vault.
Which holdings can earn yield?
You can activate yield on 1 oz Silver Britannias, 1 oz Silver Eagles, ⅒ oz Gold Britannias and Goldbacks held in your vault. Each is a separate holding with its own count and its own rate. Only paid holdings count; orders awaiting payment do not. Rates are current, not fixed or guaranteed.
When is yield credited?
Yield is credited once a year, starting from the day you activate it, and added to the holding that earned it automatically. It is not backdated. Yield already credited stays yours. Withdrawing while yield is active means giving up unpaid yield accrued since the last annual credit. Switching yield off also gives up unpaid yield, except within 30 days of us lowering that holding’s rate. If a withdrawal or sale takes a holding below 10 coins of one type or 100 Goldbacks, yield on that holding switches off and must be activated again once eligible.
Storage and yield are separate
Customer metals are stored separately from Yard Mint’s operational holdings. Yard Mint funds yield from its own separate metal accounts; customer metals are not used to fund the programme. Your yield agreement is with The Yard Mint, not an underlying provider.
If Sharia compliance is important to you, ask us for the specific storage and programme terms so you can review them with your adviser before participating.
What are the risks?
Yield is not guaranteed. It depends on The Yard Mint and the firms we work with meeting their obligations, so yield payments may be delayed or lost. Storage carries separate custody risks that can affect recovery of your metal. Keeping ownership does not remove every risk.
How do I arrange delivery or a transfer?
Message our team with the holdings you wish to withdraw or transfer. We can confirm the required checks, processing arrangements and applicable costs. For a sale, use our vault withdrawal page.
The value of precious metals can fall as well as rise; you may get back less than you paid. FSCS protection does not cover falls in the value of your metals. Yield is optional and is not guaranteed; read the yield terms before activating it.
Choose your next step
Browse the vaulted range, or return to your account to view your holdings.